Spanish mortgages
Our mortgage specialist is a fully qualified adviser in compliance with the Spanish Mortgage Law. We work throughout Spain, including the islands.
Professional assistance from A to Z
A clear step-by-step plan for a mortgage in Spain
You have found your dream home in Spain and now you only have to arrange a mortgage. The mortgage process in Spain is slightly different from other countries – and what you are likely familiar with in your home country.
Especially when you are not familiar with the language, laws and local customs it is essential to receive professional guidance in Spain. You can rely on WeCare Mortgages for clear guidance and a smooth process.
Taking out a mortgage in Spain safely?
Do the Mortgage Quickscan!
Simple and quick overview of your possibilities with the Mortgage Quick Scan
A clear step-by-step plan in advance, which makes your mortgage in Spain simple and transparent
Our mortgage advisers will guide you all the way to the notary
Tailor-made service
Thanks to many years of experience and the fact that we are aware of the latest developments in the mortgage field, we can offer you a tailor-made service.
Spanish mortgages
Mortgage Quick Scan
Request a mortgage
How we work
Spanish insurances
Contact us
Do you have any questions?
We care!
Please contact our specialists at +34 952 263 023 or send us an email.
20 years of experience with mortgages in Spain
Since 2004 we advise and assist foreign buyers with obtaining a mortgage in Spain. Our team is growing continuously with all the developments in the market. We are up to date with all current rules, regulations and possibilities offered by the Spanish Government and banks.
We want you to feel safe
We want you to feel safe to apply for a mortgage in Spain. As specialists in this particular field we like to keep control. As your central and solid contact but also for the bank, the valuator, your estate agent and lawyer we enable that the entire process runs smoothly. Our advisers take responsibility for the progress, keep everybody up to date and make sure you don’t have to worry about anything during the entire procedure.
Mortgage Spain – Do the Mortgage Quickscan
To be well prepared we advise you to do the Mortgage Quickscan. With this you can easily orientate yourself which mortgage in Spain is the best for you. We will discuss all possibilities in large detail with you, because before you start the request for a mortgage it is of high importance that you choose the right bank. Not every Spanish bank can offer you what you want, even though at the beginning they say they can. By giving you in advance insight in how Spanish banks work you will be even better prepared.
Professional assistance from A to Z
Based on your preferences and possibilities, we will find a mortgage that suits your situation. With your input we will prepare your application, assemble your mortgage file, and assist you every step of the way until signing day at the notary. We will keep you informed of all details to make sure you can relax and only have to focus on becoming the owner of a house in Spain.
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Nick Trazivuk
25/09/2025
Erg goede service, en ten zeerste aan te raden.
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Martijn Vuik
08/08/2025
Martin en Sandra hebben me echt perfect begeleid bij mijn zakelijke aankoop. Alles werd duidelijk en stap voor stap uitgelegd, en ze stonden altijd klaar om mijn vragen te beantwoorden. Ze hebben ook de communicatie met de Spaanse bank uitstekend verzorgd. Professioneel, prettig in contact en met echte persoonlijke aandacht. Een aanrader!
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Monika J
23/07/2025
Sandra en Martin hebben ons van A tot Z begeleid bij de aankoop van onze woning en dat hebben ze echt fantastisch gedaan. Ze zijn deskundig, betrokken en altijd bereikbaar voor vragen of advies. Dankzij hun begeleiding voelden we ons gedurende het hele proces zeker en goed ondersteund. We zijn ontzettend tevreden en kunnen hen dan ook van harte aanbevelen!
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Rob Schabbing
26/06/2025
Beste Martin & Sandra, heel erg bedankt voor jullie superfijne begeleiding met onze nieuwe aankoop en het verzorgen van de hypotheek. Geen vraag was jullie teveel. De instructies waren heel duidelijk en de contacten heel prettig. Ik kan het iedereen aanraden om de samenwerking aan te gaan met Sandra & Martin van WECARE-hypotheken. Een top team die al hun afspraken na komen. Wij zijn heel dankbaar! Nogmaals dank voor jullie goede zorgen. Met hartelijke groet, Rob & Nicolette Schabbing.
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majanka wijtten
17/05/2025
Outstanding service!!! We hebben dit jaar in Spanje een (nieuwbouw)woning gekocht. Voor onze bankzaken zijn we bij WeCaremortgages terecht gekomen. Wat een ontzettend fijne mensen. Ze hebben ons continue op de hoogte gehouden van het proces, en alles verliep zeer vlot. De vragen die we hadden en de zaken waar we tegenaan liepen bij het regelen van de financiën, zijn door hen zeer adequaat en snel opgepakt. Binnen no time hadden we steeds een antwoord of oplossing. Ze zijn zeer vakkundig en zeer klantvriendelijke, ze denken nog echt met je mee. Heel erg bedankt voor jullie fijne service Martin en Sandra, Arjen en Majanka
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Joeri Kuik
16/05/2025
2,5 months from the moment we contacted WCM, offer and transfer of property. Top service, quick response and good advise. Fully focused to support us materialising our dream house. A true recommendation.
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Sanne van Grinsven
16/05/2025
We Care Mortages heeft voor ons appartement in Estepona de hypotheekaanvraag verzorgd. We zijn zeer kundig en klantgericht geholpen door Martin en Sandra. Dit was ons, zonder hulp, nooit gelukt. Zeer aan te bevelen!
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Laurene
08/05/2025
I had an outstanding experience working with Martin and Sandra. From the very beginning, they were professional and dedicated to helping me through every step of the process. What impressed me most was how quickly Martin managed everything-my mortgage was approved much faster than I expected, making the whole experience smooth and stress-free. I highly recommend WeCare Mortgages to anyone looking for reliable and efficient mortgage brokers. Their exceptional service made all the difference.
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B K
07/04/2025
We would like to sincerely thank Sandra and Martin from We Care Mortgage for their dedication and support. It simply wouldn’t have been possible without you. Two other parties had previously tried — with the same bank, no less — but without success. You managed to make it happen, which says everything about your expertise, commitment, and determination. Thank you for believing in us and guiding us so well throughout the entire process. Because of you, we can now make our dream in Spain a reality. We highly recommend We Care Mortgage to anyone looking for a mortgage. Their service is outstanding — not only during the process but also in terms of aftercare. Warm regards, Bart & Loes